Are you thinking of getting a credit card?

Check out our Credit Cards page for clear information and a free credit card calculator before you apply.

As soon as you start looking into credit card applications, there are questions to be answered. On our free TRS Money Credit Card page we provide the information you need to make the best decision for your situation.

Our Credit Card section is divided into smaller points to ensure a user-friendly experience; this includes:

  • Credit cards explained: basic definition
  • When should I apply for a credit card? How to work out when a credit card application will be good for your circumstances.
  • Credit card facts: debunking some myths
  • Positives of having a credit card
  • Credit card pitfalls
  • Different types of credit card: we know it’s confusing
  • What is a balance transfer?
  • Lifetime balance transfers
  • Introductory rates explained

There are two reasons that we organise our credit card information in this way. Firstly, if you’ve already gathered quite a lot of knowledge about your credit card application, you can quickly skip to the exact detail you need. Secondly, if you are totally new to this area of finance, the main points are broken down into accessible smaller sections.

Credit card calculator

Our Credit Card Calculator can be used to work out how quickly you can pay off your current credit card(s) or the cost of a new credit card. It is from the government funded, independent organisation the Money Advice Service and is extremely well designed. It only takes a couple of minutes to get useful, real figures that you can apply to your budget when you are considering a credit card.

We will keep you fully briefed on any changes to the world of credit card finance on this Credit Card page. Getting your credit card basics from TRS Money means you can make the best choice for your money’s health. At the same time you can discover more about personal loans, residential mortgages, household budgets, and savings.

 

 

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